Many insurance companies offer earthquake coverage riders (additional coverage) along with your regular homeowner’s insurance. If you are a renter, a separate policy may be more appropriate. It is always most important to keep in mind that if have damage from a quake, only a specific earthquake policy is going to compensate you for any damage. If you are in an area where quakes are more common, insurance to cover this risk can be a great idea. 

There are some instances in which you can save significant money on an earthquake policy. For example, if your house is wood-framed, you may be entitled to a discount simply due to the fact that wood is flexible and moves with the quake, hence resulting in less of a risk for major damage. Some homes have been constructed with specialized features that make the structure more resistant to damage as a result of an earthquake, again resulting in possible savings.

To cover one of life’s major investments, an earthquake insurance policy is essential. Your home is safe and your family can rest assured that help is available if an earthquake causes damage that ordinarily would be budget-busting. Protect your financial future with an earthquake insurance policy- Call today for more information.